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Does Workers’ Comp Cover Injuries to Fetuses and Babies?

Posted by on Oct 3, 2016 in Uncategorized | Comments Off on Does Workers’ Comp Cover Injuries to Fetuses and Babies?

If you are hurt on the job, chances are pretty good your medical bills and other compensable damages will be paid by workers’ comp. However, what if you were pregnant or nursing at the time, and your child was also hurt by something that occurred at work? Will he or she also be covered by the workers’ compensation insurance? The answer is that this depends on the circumstances of the injury. Here’s what you need to know about getting reimbursed for injuries to an unborn or newborn baby. Only Derivative or Collateral Injuries Covered The courts put the harm to fetuses and babies into two types of categories: derivative and independent. Derivative harm (also called collateral) is injuries the child sustains as a consequence of the mother’s injuries. For instance, the mother is impaled with a pole that also...

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